Ray Reynolds Credit Repair Reviews

With the larger vendors everything may just be automated and know one will know what the lending criteria is so just do not apply to these companies if you run in to that situation until you have established other credit lines with other vendors.

Helpful 8. Helpful 0. Starting a business entity and running it so it succeeds are two very different things. I purchased the Ray Reynolds course recently and ray reynolds credit repair reviews I had purchased the course I could not get in contact with the company. Instead they tried to get more money from Lauren to increase a credit line they were supposed to acquire for her. They ordered all credit reports from the 3 credit bureaus. I referred my friend to Ray Reynolds when I first hired them and my friend said they didn't provide her services either.

Yet my credit card was charged several weeks prior. I asked them about the outstanding accounts in collections and they told me I don't need to worry about that. Helpful Helpful 4. That is he only way you even have a chance at seeing results! Invest your money elsewhere! Judie Collins. They should investigate all of these people that have some kind of product to make money. It is a lot of nothing! It is not too late, return the money stop conning people start an honest business this time, You could own more info laundry business since you are so good at washing money and instead of teaching your crooked ways, you teach article source to pay their debts and to be honest in their dealings; instead of promising them lines of credit that you know you will never get them unless their business is a legal and established one with good records and three years of tax returns that show a profit, which by then they will realize that they don't really need you.

They refused to give me a refund because they have fraudulent business practices. I bought into the Ray Reynolds Plan for my son who had just started a new restaurant business, believing it would be a beneficial guide. Ray Reynolds has my personal information such as social security number, address, date of ray reynolds credit repair reviews, and photocopy of my state ID.

Ray Reynolds Reviews. If you do not want to guarantee ask the vendor what criteria you need to meet so that you do not have to personal guarantee. Helpful 1. I hope this helps get you started in the right direction. They told me not to apply for new credit and get inquires on my credit report so I followed their instructions and have not applied for new credit. So there is little that can be attached in a lawsuit unless he is found to be piercing the corporate veil and he is found to be in a racketeering business which he is.

So you are where you started right and ripped off education that you learned from Ray! Ray you are old already, mend your ways; all the money in the world will not save you from the punishment that is coming for you. He's got a lot of great info he's sharing, just be wise in how you proceed forward and don't throw the baby out with the bath water. Not sure what he is going by now days but you really do not need his services.

They will scam you if they can! You can get incorporated any were or even do it your self by contacting the Secretary of State in your state to find out how to setup a corporation, and he does not have any secret methods to getting financing under a corporation. Learn to leave a simple life with a less flashy car, a modest house and with people that love you not because of your money but for your strength of character and your honesty.

Ray was the most knowledgeable teacher I have ever met and I've met a lot. Monica's email says her last name is Perez but I don't know what to believe from these people. If you have bad personal credit you will have a hard time getting a business loan or credit card and a corporation is not a legitimate substitute or work around for having bad personal credit the way Ray Reynolds presents it as. His company owns the assets and he appears as only an employee, with his company paying for his car, house, etc.

I have tried to call the headquarters and did not get threw. Common sense does not teach you this stuff and as they say, the devil is in the details!

Now, I am calling them and it says they are not available. At the end he is just a crook that conned his own wife, brags about it and he is an expert in creating fake companies so he can change a business overnight. I wouldn't be surprised https://creditrepair.rocks/legacy-legal-credit-repair-reviews.html the gets punished again by God with the novel corona virus. Some times its a security deposit, sometimes it's as simple as being in business for a minimum of 2 years, sometimes its just the fact your a corporate entity.

Never co-mingle business assets and money with personal expenses, that's a no-no! But as in everything in business and life it's 'buyer beware'.

In addition, I will be writing the congressman in their district alerting other government oversight committees of this scam so other decent Americans will not be taken advantage of. If Ray did anything I appears he violated his own rule. He talks about all of the nice things corporate credit has gotten him, but really, it's the thousands of innocent hopeful corporation owners money that he has scammed!

If we unite against these pitiful criminals which are probably broke we can return their favor so to speak! Ray Reynolds Scam King. He was punished by God when on holiday with his friends on a yacht got the west Nile virus and was put in a coma, After he recovered he found out that his crooked associates cleaned him out with all the fake corporations that he just click for source created.

It's kind of like using one credit card ray reynolds credit repair reviews to pay off credit card 2 and then credit 3 to pay off 2. Ray Reynolds is a fraud and a scam. I don't think they have a manager I think they're a scam.

Forgetting his experience and without mending his ways, he keeps doing wrong to people. View all 2 Comments Mind over matter I dont mind and you dont matter. Sign Up Login. Gee, what a concept. Chrisssy A. Helpful 7. You sound like you don't know what you are doing otherwise you would not be searching but I bet you are using what Ray knew.

I did that the next month. The lady who I was supposed to call if something did go wrong was unavailable and no one could find her. They said they will be able to provide the credit line within 6 months. If you plan to do business with him, have a lawyer there to back you up yours and his every move, be proactive, and on top of him and his staff every day! You don't need credit if you are planning https://creditrepair.rocks/credit-repair-member-login.html skipping on a debt again.

Its been over a year since I paid them. A lot of the smaller suppliers do their own financing. Think about it he is in the business of robbing the robbers that skipped on a debt and are not paying and they feel they are the victims. The key thing with business or corporate credit is just use common sense and that you should only apply for what your company needs for operations and cash flow, ray reynolds credit repair reviews.

Since these corporations that he wants you to set up have no income, you are basically making purchases with the corporate credit that you obtain when you set up the corporation. I had to put an emergency tube in myself until we got to the hospital. After all - they deserve the best - right? When I tried to call them back the next day, they said there were no refunds if I couldn't make the webinar, not even because of an emergency.

Some things are worth the price and some things aren't. At some point it will all implode but with corporations you can just declare bankruptcy". It's called daisy chaining"". I've tried to speak to a manager and that person Ruby claiming to be the manager was rude and hung the phone up on me.

Real Ways to Make Money Online. After 3 months of ontime pymts then they said I need to have 3 open lines of credit.

I worked for him! Then they said I need to pay off all my accounts in collections listed on my credit report. I use to work at Ray Reynolds seminars before I really know what he was really doing and I left as soon as I found out. I bought Ray's programs from Repackaging America. Although, I didn't finish the program, which was really my own fault, everything I did do went according to plan. Ray gives a lot of info away for ray reynolds credit repair reviews, some of which has helped me a great deal.

So when the first corporation has used up all its credit you use a second corporation's credit to pay off the first corporations debt. David P. There are a very few finance companies that will offer your a cash credit line just based off the companies financials and you can not directly apply to them. Just start going to your favorite suppliers and retailers and ask for a commercial or business credit application and read it.

Personal Finance. I'm scared that they will misuse my information for identity theft because they are criminals. Stop watching TV playing video games and dreaming, get a second job instead and start having the life that you wanted with your own effort without resorting to credit. You don't need to harm people and take their hard earned money. I know what goes on behind the seminars and workshops! I would still use Ray Reynolds as a mentor today. I've already learned a few tidbits that have helped me tremendously and I haven't paid a dime.

When it comes to cash loans and credit cards you have to have good personal credit no matter how good of a pitch you hear that says you do not. He charges for many things he never delivers, gives out of date workbooks, spends an unbelievable amount of time talking about his cars, boats, etc. If you are really serious just file for bankruptcy, in seven years you can reapply for credit. To all of you that fell for his scam of credit repair it would be better to contact your creditors and ask for a reduction of debt, a payment plan or something that will fix your credit and will serve you instead of giving money to a crook.

More than 2 times during the last 3 months I asked them for a refund over the phone and via email, and they told me they're not giving me a refund because they're working on getting my credit line.

There is a short period o. Look at who the underwriter is and contact them to find out what the lending criteria is. View all 4 Comments Judie Collins. Every year, right after the holiday season is complete, it begins: the non-stop advertisements for tax preparation program credit repair training. It's called daisy chaining"" It's kind of like using one credit card 1 to pay off credit card 2 and then credit 3 to pay off 2.

It has been well established that many of the money making methods promoted or sold online are considered scams. He is a crook and so are you. And, oh yeah, smart guy was just released from federal prison after pleading guilty to tax evasion using the very same techniques he espouses in his ""courses"".

They pull business credit reports and invite companies that meet their lending criteria to apply. Just like they have done to us!

Some will require a personal guarantee and some will not. The truth is that its easy to get started with vendors and retailers under a corporate business entity. My credit score is below and they haven't gotten me 1 credit card or credit line.

Then they said they're disputing negative items on my reports. I'm surprised that there isn't more people or news channels on people like Ray. I am a business credit consultant i did attend ray reynolds university ray is very smart man with a lot of knowledge but be careful he does lie a lot I took what was good and legal I could help people for so much less than what he charged me.

Some websites are selling training ma. I did not get through to anyone who would let me into the webinar after several calls to try. They did not pursue the contract. The day of the webinar, I called because I could not log in and they said that I was not registered, they didn't have any record of my payment.

I told them they knew about the accounts in collections when I first signed up for their services and Monica said I do not need to pay them. Starting an entity is easy HUGE difference.

Do Not pay for any service Ray Reynolds claims too provide. It all was a real challenge and you had to stay committed and on top of Ray's Company. Then after my frustration level was already to the max and I could not get logged into the webinar, my father, who is at home on a feeding tube in bed with advanced Parkinson's disease, "ray reynolds credit repair reviews", had his feeding tube come out of his stomach when the nurse was bathing him ray reynolds credit repair reviews I had to immediately dial and get the ambulance to take him to the hospital to put a new tube directly into his stomach.

He is very amusing, convincing,with fun stories. Then they claim the Giving Days Foundation is a non-profit that helps veterans with the money they collect from credit repair. You do this with additional corporations over and over again. Ray reynolds credit repair reviews beware He is a smooth talker, federal credit repair act convince even the most educated that this is a good investment!

Erik Salmon. Everyone I knew was advancing as planned.

Save your money, cause he's just going to take it and you're not going to get anything in return. Its been over a year since I paid them. There were two separate occasions when someone interrupted a conversation I was having with another guest as if I was going to convince her to buy from me.

I did not have to charge as much as he would have, though I did not have the overhead either. I remembered that he mentioned some record he achieved in the martial arts, but I too had not only 2 Black Belts I had over 30 years in the arts most of them as an instructor. I paid well in advance for this and by the time the webinar time arrived, it was too late to dispute it on my credit card, ray reynolds credit repair reviews.

More than 2 times during the last 3 months I asked them for a refund over the phone and via email, and they told me they're not giving me a refund because they're working on getting my credit line.

I don't think they have a manager I think they're a scam. With the larger vendors everything may just be automated and know one will know what the lending criteria is so just do not apply to these companies if you run in to that situation until you have established other credit lines with other vendors. That is he only way you even have a chance at seeing results! Starting an entity is easy HUGE difference. Those kinds of tidbits are valuable.

I thought wow, if your stuff is that good why would you have to chase people down as if they were not free to choose whom they wanted to work with. Thought he was sharp, ray reynolds credit repair reviews, he wasn't the first person that I had heard deliver the asset protection message. I asked him could he teach how to acquired a co-branded credit card and he said he told us he could show us how to get a corporate card and said something about stupidity or some crack.

But, have a real surprise coming for them. Maybe he will have found the discipline the arts were supposed to have taught him. It's called daisy chaining"". I use to work at Ray Reynolds seminars before Https://creditrepair.rocks/credit-repair-classes.html really know what he was really doing and I left as soon as I found out.

If you do not want to guarantee ask the vendor what criteria you need to meet so that you do not have to personal guarantee. Because there's no real goal, they just to take your money, and have you to believe somehow it's something you may have or could did wrong est!. I also used to work for Ray Reynolds, at O. Stop watching TV playing video games and dreaming, get a second job instead and start having the life that you wanted with your own effort without resorting to credit.

Just start going to your favorite suppliers and retailers and ask for a commercial or https://creditrepair.rocks/veterans-credit-repair.html credit application and read it. So I had a bad taste in my mouth by the time this situation occurred. Attended numerous presentations by Ray. I am a business credit consultant i did attend ray reynolds university ray is very smart man with a lot of knowledge but be careful he does lie a lot I took what was good and legal I could help people for so much less than what he charged me.

I bought into the Ray Reynolds Plan for my son who had just started a new restaurant business, believing it would be a beneficial guide. My credit score is below and they haven't gotten me 1 credit card or credit line.

They refused to give me a refund because they have fraudulent business practices. He cussed out one woman at the end of the presentation, ray reynolds credit repair reviews, when a woman asked a question at the end of the presentation as the room was emptying out.

When I tried to call them back the next day, they said there were no refunds if I couldn't make the webinar, not even because of an emergency. He spoke in a disrespectful manner to woman old enough to be his mother when she asked if she could give him deposit and bring the rest to the training.

Once they get your money, they don't do any follow ups, and they don't keep a real file on you, and you have to force them to keep up with your work, and each time you talk with them, they aways move the damn time line further away, from the specific time you're guaranteed to get the the credit, and I have great credit and still they can't even give me back a call! Instead they tried to get more money from Lauren to increase a credit line they were supposed to acquire for her.

I've already learned a few tidbits that have helped me tremendously and I haven't paid a dime. I've please click for source to speak to a manager and that person Ruby claiming to be the manager was rude and hung the phone up on me. They pull business credit reports and invite companies that meet their lending criteria to apply. Then they said they're disputing negative items on my reports.

The day of the webinar, I called because I could not log in and they said that I was not registered, they didn't have any record of my payment. Ray gives a lot of info away for free, some of which has helped me a great deal.

I had to put an emergency tube in myself until we got to the hospital. He talks about all of the nice things corporate credit has gotten him, but really, it's the thousands of innocent hopeful corporation owners money that he has scammed! I haven't started this program with ray reynolds.

Then after my frustration level was already to the max and I could not get logged into the webinar, my father, who https://creditrepair.rocks/credit-repair-presentation.html at home on a feeding tube in bed with advanced Parkinson's disease, had his feeding tube come out of his stomach when the nurse was bathing him and I had to immediately dial and get the ambulance to take him to the hospital to put a new tube directly into his stomach.

Just like they have done to us! It's kind of like using one credit card 1 to pay off credit card 2 and then credit 3 to pay off 2. If you are really serious just file for bankruptcy, in seven years you can reapply for credit. When it comes to cash loans and credit cards you have to have good personal credit no matter how good of a pitch you hear that says you do not. They said they will be able to provide the credit line within 6 months.

Setting up a business entity isn't difficult, more info I've done many. I did that the next month, ray reynolds credit repair reviews. Some things are worth the price and some things aren't. Ray Reynolds is a fraud and a scam. If you plan to do business with him, ray reynolds credit repair reviews, have a lawyer there to back you up yours and his every move, be proactive, and on top of him and his staff every day!

And maybe he can apologize to his family because he Brought The PAIN HOME - and his commercials and presentations said that the reason why you form a corporation is to avoid bringing the pain home.

And frankly was worthless, rambling talk about he same thing over and over week after week. Invest your money elsewhere! I will never use this company again. Ray Reynolds has my personal information such as social security number, address, date of birth, and photocopy of my state ID. Do your due diligence. You don't need credit if you are planning on skipping on a debt again.

I know what goes on behind the seminars and workshops! Ray surprised me with his arrogance, it was unnecessary when you know your stuff. Therefore, I conclude, that one must take responsibility for any and all Business Information presented to themas it must be researched and evaluated to test legality; timeliness; success rate; and experiences.

Then they claim the Giving Days Foundation is a non-profit that helps veterans with the money they collect from credit repair. You can get incorporated any were or even do it your self by contacting the Secretary of State in your state to find out how to setup a corporation, and he does not have any secret methods to getting financing under a corporation.

If you have bad personal credit you will have a hard time getting a business loan or credit card and a corporation is not a legitimate substitute or work around for having bad personal credit the way Ray Reynolds presents it as.

I'm scared that they will misuse my information for identity theft because they are criminals. In addition, I will be writing the congressman in their district alerting other government oversight committees of this scam so other decent Americans will not be taken advantage of. Common sense does not teach you this stuff and as they say, the devil is in the details! Then they said I need to pay off all my accounts in collections listed on my credit report. Monica's email says her last name is Perez but I don't know what to believe from these people.

Some times its a security deposit, sometimes it's as simple as being in business for a minimum of 2 years, sometimes its just the fact your a corporate entity. I had gone to the seminar and it definitely looked too iffy.

It upset me to the point I wanted to put my hands on him. You do this with additional corporations over and over again. They told me not to apply for new credit and get inquires on my credit report so I followed their instructions and have not applied for new credit.

I have tried to call the headquarters and did not get threw. He's got a lot of great info he's sharing, just be wise in how you proceed forward and don't throw the baby out with the bath water. I referred my friend to Ray Reynolds when I first hired them and my friend said they didn't provide her services either.

I told them they knew about the accounts in collections when I first signed up for their services and Monica said I do not need to pay them. On the alternate incident someone followed us to the side walk outside the hotel and asked if we had received a business card from a gentleman who represented another corporate consultant organization. If we unite against these pitiful criminals which are probably broke we can return their favor so to speak!

So when the first corporation has used up all its credit you use a second corporation's credit to pay off the first corporations debt. So, they did not let me re-schedule the event for another time, instead, they put me into another program which was completely unrelated and I didn't want. After 3 months of ontime pymts then they said I need to have 3 open lines of credit.

His demeanor may not get him into politics, but then I'm not looking for a smooth talker. I think his engineer saw the look on my face and engaged me in conversation to diffuse what he perceived. It is not too late, return the money stop conning people start an honest business this time, You could own a laundry business since you are so good at washing money and instead of teaching your crooked ways, you teach people to pay their debts and to be honest in their dealings; instead of promising them lines of credit that you know you will never get them unless their business is a legal and established one with good records and three years of tax returns that show a profit, which by then they will realize that they don't really need you.

The truth is that its easy to get started with vendors and retailers under a corporate business entity. Since these corporations that he wants you to set up have no income, you are basically making purchases with the corporate credit that you obtain when you set up the corporation. It is a lot of nothing!

And that's I no how to file a tax grievance with the IRSand they will force a major tax investigation upon all party of interest for 5 to 7,- and they will get my money back, plus the interest penalty I will charge, and someone will go back to jail! Yet my credit card was charged several weeks prior. A lot of the smaller suppliers do their own financing. When I asked the people sitting behind me did they understand what I had asked and they thought he was being his usual obnoxious self and shared with me after the meeting some things they had experienced Karma is a ""B"" at ray reynolds credit repair reviews end of the day.

The bottom line, I paid for a product and they didn't let me into the webinar because of THEIR disorganization and then they blamed it on my not attending because of my emergency.

Think about it he is in the business of robbing the robbers that skipped on a debt and are not paying and they feel they are the victims. Now, I am calling them and it says they are not available. I worked for him! Not sure what he is going by now days but you really do not need his services.

But as in everything in business and life it's 'buyer beware'. I did not get through to anyone who would let me into the webinar after several calls to try. I wish I never stated any business with these people! The information is out there so do your own research. The key thing with business or corporate credit is just use common sense and that you should only apply for what your company needs for operations and cash flow.

Check things out for yourself. Starting a business entity and running it so it succeeds are two very different things. I contacted the company several times prior to this when I purchased the Corporation Kit from them and every time I called, no one seemed to know what was going on and there was major disorganization, their staff had a high turnover rate and it was just a confusing mess every time I called.

The lady who I was supposed to call if something did go wrong was unavailable and no one could find her. I don't need him to set things up, but I do like his advice on never doing business from the actual corporation but rather from the divisions. They did not pursue the contract. He ray reynolds credit repair reviews a crook and so are you. And beware He is a smooth talker, will convince even the most educated that this is a good investment!

They cannot stand by their product or their name. To all of you that fell for his scam of credit repair it would be better to contact your creditors and ask for a reduction of debt, a payment plan or something that will fix your credit and will serve you instead of giving money to a crook. No real content. I'm looking for a bit of guidance and so far I've gotten that. There ray reynolds credit repair reviews a very few finance companies that will offer your a cash credit line just based off the companies financials and you can not directly apply to them.

Look at who the underwriter is and contact them to find out what the lending criteria is. They ordered all credit reports from the 3 credit bureaus. When I attended a presentation at his https://creditrepair.rocks/credit-repair-bowling-green-ky.html in Anaheim, he became sarcastic when I asked a question that he misunderstood. But setting it up anldhandling it correctly are two different things.

Some will require a personal guarantee and some will not. I asked them about the outstanding accounts in collections and they told me I don't need to worry about that. They will scam you if they can! I purchased the Ray Reynolds course recently and after I had purchased the course I could not get in contact with the company, ray reynolds credit repair reviews. After all - they deserve the best - right? The corporations that he claims he opened for each of his 4 daughters on the days they were born, I opened for him in Everything he says is a lie.

They wouldn't let me into the webinar because they said they had no record of me paying when I tried to log in.

They cannot stand by their product or their name.

Then they said I need to pay off all my accounts in collections listed on my credit report. I'm scared that they will misuse my information for identity theft because they are criminals.

If we unite against these pitiful criminals which are probably broke we can return their favor so to speak! If you are really serious just file for bankruptcy, in seven years you can reapply for credit. Stop watching TV playing video games and dreaming, get a second job instead and start having the life that you wanted with your own effort without resorting to credit.

Common sense does not ray reynolds credit repair reviews you this stuff and as they say, the devil is in the details! No real content. And frankly was worthless, rambling talk about he same thing over and over week after week. Starting a business entity and running it so it succeeds are two very different things. They wouldn't let me into the webinar because they said they had no record of me paying when I tried to log in. He talks about all of the nice things corporate credit has gotten him, but really, it's the thousands of innocent hopeful corporation owners money that he has scammed!

Its been over a year since I paid them. The lady who I was supposed to call if something did go wrong was unavailable and no one could find her. You sound like you don't know what you are doing otherwise you would not be searching but I please click for source you are using what Ray knew.

My credit score is below and they haven't gotten me 1 credit card or credit line. Helpful 0. I'm surprised that there isn't more people or news channels on people like Ray. But as in everything in business and life it's 'buyer beware'. I worked for him! In addition, I will be writing the congressman in their district alerting other government oversight committees of this scam so other decent Americans will not be taken advantage of.

I had to put an emergency tube in myself until we got to the hospital. If Ray did anything I appears he violated his own rule. Since these corporations that he wants you to set up have no income, you are basically making purchases with the corporate credit that you obtain when you set up the corporation. Then they said they're disputing negative items on my reports. If you have bad personal credit you will have a hard time getting a business loan or credit card and a corporation is not a legitimate substitute or work around for having bad personal credit the way Ray Reynolds presents it as.

Everyone I knew was advancing as planned. He charges for many things he never delivers, gives out of date workbooks, spends an unbelievable amount of time talking about his cars, boats, etc.

I know what goes on behind the seminars and workshops! With the larger vendors everything may just be automated and know one will know what the lending criteria is so just do not apply to these companies if you run in to that situation until you have established other credit lines with other vendors. That is he only way you even have a chance at seeing results!

Some will require a personal guarantee and some will not. It's called daisy chaining"". Invest your money elsewhere! I've tried to speak to a manager and that person Ruby claiming to be the manager was rude and hung the phone up on me.

So I had a bad taste in my mouth by the time this situation occurred. David P. His demeanor may not get him into politics, but then I'm not looking for a smooth talker. Ray was the most knowledgeable teacher I have ever met and I've met a lot. I will never use this company again. Reynolds, I am sure his program work.

Check things out for yourself. Ray gives a lot of info away for free, some of which has helped me a great deal. A lot of the smaller suppliers do their own financing. They did not pursue the contract. Ray Reynolds is a fraud and a scam. The day of the webinar, I called because I could not log in and they said that I was not visit web page, they didn't have any record of my payment.

I told them they knew about the accounts in collections when I first signed up for their services and Monica said I do not need to pay them. Every year, right after the holiday season is complete, it begins: the non-stop advertisements for tax preparation services.

I am angey with the associates with the company and how things are handle to misinform customers. Helpful Helpful 4. Look at who the underwriter is and contact them to find out what the lending criteria is. I haven't started this program with ray reynolds. Monica's email says her last name is Perez but I don't know what to believe from these people. It is a lot of nothing!

They said they will be able to provide the credit line within 6 months. Ray Reynolds Scam King. I asked them about the outstanding accounts in collections and they told me I don't need to worry about that. If you plan to do business with him, have a lawyer there to back you up yours and his every move, be proactive, and on top of more info and his staff every day!

Then after veterans credit repair frustration level was already to the max and I could not get logged into the webinar, my father, who is at home on a feeding tube in bed with advanced Parkinson's disease, had his feeding tube come out of his stomach when the nurse was bathing him and I had to immediately dial and get the ambulance to take him to the hospital to put a new tube directly into his stomach.

Just like they have done to us! Then they claim the Giving Days Foundation is a non-profit that helps veterans with the money they collect from credit repair. Ray Reynolds, shame on you. And, oh yeah, smart guy was just released from federal prison after pleading guilty to tax evasion using the very same techniques he espouses in his ""courses"".

So, they did not let me re-schedule the event for another time, instead, they credit repair reviews me into another program which was completely unrelated and I didn't want.

After all - they deserve the best - right? I bought into the Ray Reynolds Plan for my son who had just started a new restaurant business, believing it would be a beneficial guide. Helpful 1. I'm looking for a bit of guidance and so far I've gotten that. They ordered all credit reports from the 3 credit bureaus. Never co-mingle business assets and money with personal expenses, that's a no-no!

More than 2 times during the last 3 months I asked them for a refund over the phone and via email, and they told me they're not giving me a refund because they're working on getting my credit line. Do your due diligence. And beware He is a smooth talker, will convince even the most educated that this is a good investment!

Although, I didn't finish the program, which was really my own fault, everything I did do went according to plan. Now, I am calling them and it says they are not available. They should investigate all of these people that have some kind of product to make money. I had gone to the seminar and it definitely looked too iffy. The bottom line, I paid for a product and they didn't let me into the webinar because of THEIR disorganization and then they blamed it on my not attending because of my emergency.

Judie Collins. When it comes to cash loans and credit cards you have to have good personal credit no matter how good of a https://creditrepair.rocks/credit-repair-baltimore.html you hear that says you do not. I use to work at Ray Reynolds seminars before I really know what he was really doing and I left as soon as I found out. You can get incorporated any were or even do it your self by contacting the Secretary of State in your state to find out how to setup a corporation, and he does not have any secret methods to getting financing under a corporation.

It has been well established that many of the money making methods promoted or sold online are considered scams. They pull business credit reports and invite companies that meet their lending criteria to apply.

It all was a real challenge and you had to stay committed and on top of Ray's Company. I don't need him to set things up, but I do like his advice on never doing business from the actual corporation but rather from the divisions. There are a very few finance companies that will offer your a cash credit line just based off the companies financials and you can not directly apply to them.

There is a short period o. I purchased the Ray Reynolds course recently and after I had purchased the course I could not get in contact with the company. I referred my friend to Ray Reynolds when I first hired them and my friend said they didn't provide her services either. You don't need credit if you are planning on skipping on a debt again.

The key thing with business or corporate credit is just use common sense and that you should only apply for what your company needs for operations and cash flow. I paid well in advance for this and by the time the webinar time arrived, it was too late to dispute it on my credit card. I've already learned a few tidbits that have helped me tremendously and I haven't paid a dime.

Chrisssy A. I bought Ray's programs from Repackaging America. Those kinds of tidbits are valuable. So when the first corporation has used up all its credit you use a second corporation's credit to pay off the first corporations debt. I would still use Ray Reynolds as a mentor today. I don't think they have a manager I think they're a scam.

Some websites are selling training ma. After 3 months of ontime pymts then they said I need to have 3 open lines of credit. He's got a lot of great info he's sharing, just be wise in how you proceed forward and don't throw the baby out with the bath water. I did that the next month. Personal Finance.

If you do not want to guarantee ask the vendor what criteria you need to meet so that you do not have to personal guarantee. They refused to give me a refund because they have fraudulent business practices. I did not get through to anyone who would let me into the webinar after several calls to try. They told me not to apply for new credit and get inquires on my credit report so I followed their instructions and have not applied for new credit.

Sign Up Login. Not sure what he is going by now days but you really do not need his services. Instead they tried to get more money from Lauren to increase a credit line they were supposed to acquire for her. Yet my credit card was charged several weeks prior. Ray Reynolds has my personal information such as social security number, address, date of birth, and photocopy of my state ID.

I have tried to call the headquarters and did not get threw. When I tried to call them back the next day, they said there were no refunds if I couldn't make the webinar, not even because of an emergency.

Just start going to your favorite suppliers and retailers and ask for a commercial or business credit application and read it.

But setting it up anldhandling it correctly are two different things. Real Ways to Make Money Online. Some things are worth the price and some things aren't. View all 4 Comments Judie Collins. I am a business credit consultant i did attend ray reynolds university ray is very smart man with a lot of knowledge but be careful he does lie a lot I took what was good and legal I could help people for repair excellent bayamon credit much less than what he charged me.

Ray Reynolds Reviews. You do this with additional corporations over and over https://creditrepair.rocks/discount-credit-repair.html. I contacted the company several times prior to this when I purchased the Corporation Kit from check this out and every time I called, no one seemed to know what was going on and there was major disorganization, their staff had a high turnover rate and it was just a confusing mess every time I called.

It's kind of like using one credit card 1 to pay off credit card 2 and then credit 3 to pay off 2. Some times its a security deposit, sometimes it's as simple as being in business for a minimum of 2 years, sometimes its just the fact your a corporate entity.

Do Not pay for any service Ray Reynolds claims too provide. Starting an entity is easy HUGE difference. The truth is that its easy to get started with vendors and retailers under a corporate business entity.

They will scam you if they can! I am not angry with Mr.

Ray Reynolds is a fraud and a scam. I referred my friend to Ray Reynolds when I first hired them and my friend said they didn't provide her services either.

Stop watching TV playing video fast credit repair and dreaming, get a second job instead and start having the life that you wanted with your own effort without resorting to credit.

Then they claim the Giving Days Foundation is a ray reynolds credit repair reviews that helps veterans with the money they collect from credit repair. I paid well in advance for this and by the time the webinar time arrived, it was too late to dispute it on my credit card. And, oh yeah, smart guy was just released from federal prison after pleading guilty to tax evasion using the very same techniques he espouses in his ""courses"".

Big dog. If you are really serious just file for bankruptcy, in seven years you can reapply for credit. Do Not pay for any service Ray Reynolds claims too provide. I contacted the company several times prior to this when I purchased the Corporation Kit from them and every time I called, no one seemed to know what was going on and there was major disorganization, their staff had a high turnover rate and it was just a confusing mess every time I called.

Zach Scheidt's Big Book of Income. Its been over a year since I paid them. And beware He is a smooth talker, will convince even the most educated that this is a good investment! Sign Up Login. Real Ways to Make Money Online. After 3 months of ontime pymts then they said I need to have 3 open lines of credit.

They said they will be able to provide the credit line within 6 months. Login Here. More than 2 times during the last 3 months I asked them for a refund over the phone and via email, and they told me they're not giving me a refund because they're working on getting my credit line.

Ray Reynolds has my personal information such as social security number, address, date of birth, and photocopy of my state ID. I bought into the Ray Reynolds Plan for my son who had just started a new restaurant business, believing it would be a beneficial guide.

My credit score is below and they haven't gotten me 1 credit card or credit line. When I tried to call them back the next day, they said there were no refunds if I couldn't make the webinar, not even because of an emergency. The lady who I was supposed to call if something did go wrong was unavailable and no one could find her.

If Ray did anything I appears he violated his own rule. So I had a bad taste in my mouth by the time this situation occurred. They did not pursue the contract. Your Rating:. Does Corporate Philanthropy Really Exist?

Helpful Helpful 4. I purchased the Ray Reynolds course recently and after I had purchased the course I could not get in contact with the company. I hope this helps get you started in the right direction. You do this with additional corporations over and over again. I'm scared that they will misuse my information ray reynolds credit repair reviews identity theft because they are criminals. I told them they knew about the accounts in collections when I first signed up for their services and Monica said I do not need to pay them.

Success Resources America. Instead they tried to get more money from Lauren to increase a credit line they were supposed to acquire for her. If we unite against these pitiful criminals which are probably broke we can return their favor so to speak! I had to put an emergency tube in myself until we got to the hospital, ray reynolds credit repair reviews. Just like they have done to us!

Some things are worth the price and some things aren't. I don't think they have a manager I think they're a scam. It all was a real challenge and you had to stay committed and on top of Ray's Company. Gee, what a concept. The bottom line, I paid for a product and they didn't let me into the webinar because of THEIR disorganization and then they blamed it on my not attending because of my emergency.

It's kind of like using one credit card 1 to pay off credit card 2 ray reynolds credit repair reviews then credit 3 to pay off 2, ray reynolds credit repair reviews. Everyone I knew was advancing as planned, ray reynolds credit repair reviews. Think about it he is in the business of robbing the robbers that skipped on a debt and are not paying and they feel they are the victims. They refused to give me a refund because they have fraudulent business practices, ray reynolds credit repair reviews.

I've already learned a few tidbits that have helped me tremendously and I haven't paid a dime. Popular Articles. Ray gives a lot of info away for free, some of which has helped me a great deal. Helpful 0. But as in everything in business and life it's 'buyer beware'. The day of the webinar, I called because I could not log in and they said that I was not registered, ray reynolds credit repair reviews, they didn't have any record of my payment.

Https://creditrepair.rocks/credit-repair-pearland-tx.html has been well established that many of the money making methods promoted or sold online are considered scams.

Common sense does not teach you this stuff and as they say, the devil is in the details! If you have bad personal credit you will have a hard time getting a business loan or credit card and a corporation is not a legitimate substitute or work around for having bad personal credit the way Ray Reynolds presents it as. Helpful 8. The Rich Life Letter.

Helpful 7. He talks about all of the nice things corporate credit has gotten him, but really, it's the thousands of innocent hopeful corporation owners money that he has scammed!

By Signing up, you agree to our Terms of Use. They told me not to apply for new credit and get inquires on my credit report so I followed their instructions and have not applied for new credit. Now, I am calling them and it says they are not available.

It is a lot of nothing! View all 4 Comments Judie Collins. I asked them about the outstanding accounts in collections and they told me I don't need to worry about that. View all 2 Comments Mind over matter I dont mind and you dont matter. Related Reviews. You sound like you don't know what you are doing otherwise you would not be searching but I bet you are using what Ray knew. Some websites are selling training ma. In addition, I will be writing the congressman in their district alerting other government oversight committees of this scam so other decent Americans will not be taken advantage of.

If you ray reynolds credit repair reviews to do please click for source with him, have a lawyer there to back you up yours and his every move, be proactive, and on top of him and his staff every day!

Ray was the most knowledgeable teacher I have ever met and I've met a lot. Then they said I need to pay off all my accounts in collections listed on my credit report. It's called daisy chaining"" It's kind of like using one credit card 1 to pay off credit card 2 and then credit 3 to pay off 2. After all - they deserve the best - right? Thanks for adding your review! Erik Salmon. It is not too late, return the money stop conning people start an honest business this time, You could own a laundry business since you are so good at washing money and instead of teaching your credit repair license georgia ways, you teach people to pay their debts and to be honest in their dealings; instead of promising them lines of credit that you know you will never get them unless their business is a legal and established one with good records and three years of tax returns that show a profit, which by then they will realize that they don't really need you.

Since these corporations that he wants you to set up have no income, you are basically making purchases with the corporate credit that you read article when you set up the corporation.

He is a crook and so are you. David P. It's called daisy chaining"". Every year, right after the holiday season is complete, it begins: the non-stop advertisements for tax preparation services. I did not get through to anyone who would let me into the webinar after several calls to try.

They will scam you if they can! There is a short period o. Starting a business entity and running it so it succeeds are two very different things. Helpful 1. All Rights Reserved. You don't need credit if you are planning on skipping on a debt again. Chrisssy A. I am a business credit consultant i did attend ray reynolds university ray is very smart man with a lot of knowledge but be careful he does lie a lot I took what was good and legal I could help people for so much less than what he charged me.

Ray Reynolds Scam King. Invest your money elsewhere! Quick Sign Up Continue with Google. They ordered all credit reports from the 3 credit bureaus. At some point it will all implode but with corporations you can just declare bankruptcy". No real content. Monica's email says her last name is Perez but I don't free repair what to believe from these people. Although, I didn't finish the program, which was really my own fault, everything I did do went according to plan.

So when the first corporation has used up all its credit you use a second corporation's credit uces credit repair pay off the first corporations debt.

He charges for many things he never delivers, gives out of date workbooks, spends an unbelievable amount of time talking about his cars, boats, etc. Then after my frustration level was already to the max and I could not get logged into the webinar, my father, who is at home on a feeding tube in bed with advanced Parkinson's disease, had his feeding tube come out of his stomach when the nurse was bathing him and I had to immediately dial and get the ambulance to take him to the hospital to put a new tube directly into his stomach.

I did that the next month. They wouldn't let me into the webinar because they said they had no record of me paying when I tried to log in. I will never use this company again. That is he only way you even have a chance at seeing results! Personal Finance. Ray Reynolds Reviews. Starting an entity is easy HUGE difference. Then they said they're disputing negative items on my reports. To all of you that fell for his scam of credit repair it would be better to contact your creditors and ask for a reduction of debt, a payment plan or something that will fix your credit and will serve you instead of just click for source money to a crook.

Never co-mingle business assets and money with personal expenses, that's a no-no! I'm surprised that there isn't more people or news channels on people like Ray. They should investigate all of these people that have some kind of product to make money.

Judie Collins. Already Registered? I have tried to call the headquarters and did not get threw. I've tried to speak to a manager and that person Ruby claiming to be the manager was rude and hung the phone up on me. They cannot stand by their product or their name. View all 2 Comments Mr common sence.

So, they did not let me re-schedule the event for another time, instead, they put me into another program which was completely unrelated and I didn't want. I would still use Ray Reynolds as a mentor today. I know what goes read article behind the seminars and workshops! I worked for him! And frankly was worthless, rambling talk about he same thing over and over week https://creditrepair.rocks/best-credit-repair-companies-2019.html week.

Harv Eker. So you are where you started right and ripped off education that you learned from Ray! I bought Ray's programs from Repackaging America.

Yet my credit card was charged several weeks prior.

Yet my credit card was charged several weeks prior. How so? There are a very few finance companies that will offer your a cash credit line just based off the companies financials and you can not directly apply to them.

They wouldn't let me into the webinar because they said they had no record of me paying when I tried to log in. Its been over a year since I paid them. And frankly was worthless, rambling talk about he same thing over and over week after week.

If you do not want to guarantee ask the vendor what criteria you need to meet so that you do not have to personal guarantee. When I asked the people sitting behind me did they understand what I had asked and they thought he was being his usual obnoxious self and shared with me after the meeting some things they had experienced Karma is a ""B"" at the end of the day. I purchased the Ray Reynolds course recently and after I had purchased the course I could not get in contact with the company.

Then they claim the Giving Days Foundation is a non-profit that helps veterans with the money they collect from credit repair. But, have a real surprise coming for them. I've met 6 Six extremely Intelligent Individuals whom attended, and orworked adjacent to Ray Reynolds!

So when the first corporation has used up all its credit you use a second corporation's credit to pay off the first corporations debt. I wouldn't be surprised if the gets punished again by God with the novel corona virus. They said they will be able to provide the credit line within 6 months. The information is out there so do your own research. Meaning, that the data and information acquired via the sessions is extremely relevant, valuable, valid, and appreciated; unfortunately, many of those in attendance do not utilize the material wisely; sadly, all of those which I met, are not exemplifying their knowledge, as they should be Billionaires, and are notlight-years from it!

It is not too late, return the money stop conning people start an honest business this time, You could own a laundry business since you are so good at washing money and instead of teaching your crooked ways, you teach people to pay their debts and to be honest in their dealings; instead of promising them lines of credit that you know you will never get them unless their business is a legal and established one with good records and three years of tax returns that show a profit, which by then they will realize that they don't really need you.

I don't think they have a manager I think they're a scam. Thought he was sharp, he wasn't the first person that I had heard deliver the asset protection message.

The lady who I was supposed to call if something did go wrong was unavailable and no one could find her. Then they said I need to pay off all my accounts in collections listed on my credit report. Do your due diligence. Ray gives a lot of info away for free, some of which has helped me a great deal. Starting an entity is easy HUGE difference. I don't need see this article to set things up, but I do like his advice on never doing business from the actual corporation but rather from the divisions.

They told me not to apply for new credit and get inquires on my credit report so I followed their instructions and have not applied for new credit. It is a lot of nothing! You don't need credit if you are planning on skipping on a debt again. Attended numerous presentations by Ray. When I attended a presentation at his headquarters in Anaheim, he became sarcastic when I asked a question that he misunderstood.

Just start going to your favorite suppliers and retailers and ask for a commercial or business credit application and read it. There were two separate occasions when someone interrupted a conversation I was having with another guest as if I was going to convince her to buy from me. Invest your money elsewhere! I think his engineer saw the look on my face and engaged me in conversation to diffuse what he perceived.

To all of you that fell for his scam of credit repair it would be better to contact your creditors and ask for a reduction of debt, a payment plan or something that will fix your credit and will serve you instead of giving money to a crook.

He's ray reynolds credit repair reviews a lot of great info he's sharing, just be wise in how you proceed forward and don't throw the baby out with the bath water. They will scam you if they can! You don't need to harm people and take their hard earned money. He is a crook and so are you. They did not pursue the contract. If you plan to do business with him, have a lawyer there to back you up yours and his every move, be proactive, and on top of him and his staff every day!

Instead they tried to get more money from Lauren to increase a credit line they were supposed to acquire for her. Those kinds of tidbits are valuable. Look at who the underwriter is and contact them to find out what the lending criteria is. I asked them about the outstanding accounts in collections and they told me I don't need to worry about that. I did not have to charge as much as he would have, though I did not have the overhead either. In addition, I will be writing the congressman in their district alerting other government oversight committees of this scam so other decent Americans will not be taken advantage credit repair kit for dummies. I told them they knew about the accounts in collections when I first signed up for their services and Monica said I do not need to pay them.

Heck, I've had attorneys tell me aliases are good to have. He talks about all of the nice things corporate credit has gotten him, but really, it's the thousands of innocent hopeful corporation owners money that he has scammed!

Check things out for yourself. If we unite against these pitiful criminals which are probably broke we can return their favor so to speak! He cussed out one woman at the end of the presentation, when a woman asked a question at the end of the presentation as the room was emptying out. Ray Reynolds is a fraud and a scam. The truth is that its easy to get started with vendors and retailers under a corporate business entity.

If you are really serious just file for bankruptcy, in seven years you can reapply for credit. Ray you are old already, mend your ways; all the money in the world will not save you see this article the punishment that is coming for you.

But setting it up anldhandling it correctly are two different things. When it comes to cash loans and credit cards you have to have good personal credit no matter how good of a pitch you hear that says you do not. I thought wow, if your stuff is that good why would you have to chase people down as if they were not free to choose whom they wanted to work with.

My credit score is below and they haven't gotten me 1 credit card or credit line. Because there's no real goal, they just to take your money, and have you to believe somehow it's something you may have or could did wrong est!. Not sure what he how do credit companies work going by now days but you really do not need his services.

Ray Reynolds is like my asset guy on steroids, but I've seen nothing that makes his teachings a scam. Maybe he will have found the discipline the arts were supposed to have taught him. They ordered all credit reports from the 3 credit bureaus. Monica's email says her last name is Perez but I don't know what to believe from these people. And maybe he can apologize to his family because he Brought The PAIN HOME - and his commercials and presentations said that the reason why you form a corporation is to avoid bringing the pain home.

His demeanor may not get him into politics, but then I'm not looking for a smooth talker. I have an asset protection person who teaches much of the same which has saved me thousands of dollars in taxes, protect my assets during difficult times. I have tried to call the headquarters and did not get threw. After 3 months of ontime pymts then they said I need to have 3 open lines of credit. Think about it he is in the business of robbing the robbers that skipped on a debt and are not paying and they feel they are the victims.

Some will require a personal guarantee and some will not. I referred my friend to Ray Reynolds when I first hired them and my friend said they didn't provide her services either.

Forgetting his experience and without mending his ways, he keeps doing wrong to people. Some times its a security deposit, sometimes it's as simple as being in business for a minimum of 2 years, sometimes its just the fact your a corporate entity.

It's kind of like using one credit card 1 to pay off credit card 2 and then credit 3 to pay off 2. I did not get through to anyone who would let me into the webinar after several calls to try. Common sense does not teach you this stuff and as they say, the devil is in the details!

Setting read again a business entity isn't difficult, as I've done many.

I know what goes on behind the seminars and workshops! He spoke in a disrespectful manner to woman old enough to be his mother when she asked if she could give him deposit and bring the rest to the training. And that's I no how to file a tax grievance with the IRSand they will force a major tax investigation upon all party of interest for 5 to 7,- and they will get my money back, plus the interest penalty I will charge, and someone will go back to jail!

A lot of the smaller suppliers do their own financing. If you have bad personal credit you will have a hard time getting a business loan or credit card and a corporation is not a legitimate substitute or work around for having bad personal credit the way Ray Reynolds presents it as. The corporations that he claims he opened for each of his 4 daughters on the days they were born, I opened for him in Everything he says is a lie.

You can get incorporated any were or even do it your self by contacting the Secretary of State in your state to find out how to setup a corporation, and he does not have any secret methods to getting financing under a corporation. Ray surprised me with his arrogance, it was unnecessary when you know your stuff. Since these corporations that he wants you to set up have no income, you are basically making purchases with the corporate credit that you obtain when you set up the corporation.

I bought into the Ray Reynolds Plan for my son who had just started a new restaurant business, believing it would be a beneficial guide. I've tried to speak to a manager and that person Ruby claiming to be the manager was rude and hung the phone up on me.

They refused to give me a refund because they have fraudulent business practices. I'm scared that they will misuse my information for identity theft because they are criminals. So I had a illegal credit taste in my mouth by necessary credit repair sales pitch valuable time this situation occurred. On the alternate incident someone followed us to the side walk outside the hotel and asked if we had received a business card from a gentleman who represented another corporate consultant organization.

I also used to work for Ray Reynolds, at O. I had to put an emergency tube in myself until we got to the hospital. So, they did not let me re-schedule the event for another time, instead, they put me into another program which was completely unrelated and I didn't want.

That is he only way you even have a chance at seeing results! It upset me to the point I wanted to put my hands on him. Save your money, cause he's just going to take it and you're not going to get anything in return.

Learn to leave a simple life with a less flashy car, a modest house and with people that love you not because of your money but for your strength of character and your honesty. It's called daisy chaining"". Just like they have done to us! With the larger vendors everything may just be automated and know one will know what the lending criteria is so just do not apply to these companies if you run in to that situation until you have established other credit lines with other vendors.

After all - they deserve the best - right? I had gone to the seminar and it definitely looked too iffy. Now, I am calling them and it says they are not available. I'm looking for a bit of guidance and so far I've gotten that.

I remembered that he mentioned some record he achieved in the martial arts, but I too had not only 2 Black Belts I had over 30 years in the arts most of them as an instructor. When I tried to call them back the next day, they said there were no refunds if I couldn't make the webinar, not even because of an emergency. I wish I never stated any business with these people! I use to work at Ray Reynolds seminars before I really know what he was really doing and I left as soon as I found out.

Once they get your money, they don't do any follow ups, and they don't keep a real file on you, and you have to force them to keep up with your work, and each time you talk with them, they aways move the damn time line further away, from the specific time you're guaranteed to get the the credit, and I have great credit and still they can't even give me back a call!

Starting a business entity learn more here running it so it succeeds are two very different things. The day of the webinar, I called because I could not log in and they said that I was not registered, they didn't have any record of my payment. Then they said they're disputing negative items on my reports.

I worked for him! More than 2 times during the last 3 months I asked them for a refund over the phone and via email, and they told me they're not giving me a refund because they're working on getting my credit line. I did that the next month. Ray Reynolds has my personal information such as social security number, address, date of birth, and photocopy of my state ID.

I contacted the company several times prior to this when I purchased the Corporation Kit from them and every time I called, no one seemed to know what was going on and there was major disorganization, their staff had a high turnover rate and it was just a confusing mess every time I called. Then after my frustration level was already to the max and I could not get logged into the webinar, my father, who is at home on a feeding tube in bed with advanced Parkinson's disease, had his feeding tube come out of his stomach when the nurse was bathing him and I https://creditrepair.rocks/safe-federal-credit-union-repo-cars.html to immediately dial and get the ambulance to take him to the hospital to put a new tube directly into his stomach.

Stop watching TV playing video games and dreaming, get a second job instead and start having the life that you wanted with your own effort without resorting to credit. They pull business credit reports and invite companies that meet their lending criteria to apply. I asked him could he teach how to acquired a co-branded credit card and he said he told us he could show us how to get a corporate card and said something about stupidity or some crack. Therefore, I conclude, that one must take responsibility for any and all Business Information presented to themas it must be researched and evaluated to test legality; timeliness; success rate; and experiences.

You do this with additional corporations over and over again. I haven't started this program with ray reynolds. The key thing with business or corporate credit is just use common sense and that you should only apply for what your company needs for operations and cash flow.

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